{"id":82,"date":"2026-01-02T18:15:34","date_gmt":"2026-01-02T09:15:34","guid":{"rendered":"https:\/\/ehime-saijo-gas.com\/?p=82"},"modified":"2026-01-03T02:15:07","modified_gmt":"2026-01-02T17:15:07","slug":"82","status":"publish","type":"post","link":"https:\/\/ehime-saijo-gas.com\/?p=82","title":{"rendered":"\u30ed\u30fc\u30c9\u30b9\u30bf\u30fc\u6b8b\u30af\u30ec vs \u4e00\u62ec\uff0b\u6295\u8cc7\u30b7\u30df\u30e5\u30ec\u30fc\u30bf\u30fc"},"content":{"rendered":"\n<p>\u8eca\u306e\u8cfc\u5165\u65b9\u6cd5\u306f\u3001\u7dcf\u652f\u6255\u984d\u306b\u5927\u304d\u306a\u5dee\u304c\u51fa\u307e\u3059\u3002<br>\u7279\u306b\u30ed\u30fc\u30c9\u30b9\u30bf\u30fc\u306e\u3088\u3046\u306a\u30b9\u30dd\u30fc\u30c4\u30ab\u30fc\u306f\u3001<br>\u91d1\u5229\u3084\u6b8b\u4fa1\u7387\u306b\u3088\u3063\u3066\u652f\u6255\u3044\u7dcf\u984d\u304c\u5927\u304d\u304f\u5909\u308f\u308b\u3053\u3068\u3082\u3002<\/p>\n\n\n\n<p>\u3055\u3089\u306b\u3001\u73fe\u91d1\u4e00\u62ec\u3067\u6255\u308f\u305a\u306b\u201c\u6295\u8cc7\u306b\u56de\u3057\u305f\u5834\u5408\u201d\u3001<br>\u305d\u306e\u304a\u91d1\u304c\u3069\u308c\u3060\u3051\u5897\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u304b\u3082\u7121\u8996\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001<br>\u6b8b\u4fa1\u8a2d\u5b9a\u30ed\u30fc\u30f3\u3068\u73fe\u91d1\u4e00\u62ec\u306e\u5dee\u984d\u306b\u52a0\u3048\u3066\u3001<br>\u6295\u8cc7\u3057\u305f\u5834\u5408\u306e\u5897\u984d\u5206\u307e\u3067\u6bd4\u8f03\u3067\u304d\u308b\u30b7\u30df\u30e5\u30ec\u30fc\u30bf\u30fc\u3092\u516c\u958b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u6700\u7d42\u7684\u306b\u3069\u3061\u3089\u304c\u5f97\u306a\u306e\u304b\u300d\u3092\u6570\u5b57\u3067\u5224\u65ad\u3057\u305f\u3044\u65b9\u306f\u3001<br>\u305c\u3072\u6d3b\u7528\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<style>\n.swell-sim-box {\n  padding: 24px;\n  border: 1px solid #e5e5e5;\n  border-radius: 12px;\n  background: #fff;\n  box-shadow: 0 2px 8px rgba(0,0,0,0.04);\n  max-width: 640px;\n  margin: 0 auto 40px;\n}\n\n.swell-sim-box h3 {\n  margin-bottom: 20px;\n  font-size: 20px;\n  font-weight: 700;\n  text-align: center;\n}\n\n.swell-sim-box label {\n  display: block;\n  margin: 12px 0 4px;\n  font-weight: 600;\n}\n\n.swell-sim-box input {\n  width: 100%;\n  padding: 10px 12px;\n  border: 1px solid #ccc;\n  border-radius: 8px;\n  font-size: 16px;\n}\n\n.swell-sim-note {\n  font-size: 13px;\n  color: #666;\n  margin-top: 4px;\n}\n\n.swell-btn {\n  width: 100%;\n  margin-top: 20px;\n  padding: 12px;\n  background: var(--color_main, #2bb7b3);\n  color: #fff;\n  border: none;\n  border-radius: 30px;\n  font-size: 18px;\n  font-weight: 700;\n  cursor: pointer;\n  transition: 0.2s;\n}\n\n.swell-btn:hover {\n  opacity: 0.85;\n}\n\n#result {\n  margin-top: 24px;\n  padding: 16px;\n  background: #f7f7f7;\n  border-radius: 8px;\n  font-size: 16px;\n  line-height: 1.7;\n}\n<\/style>\n\n<div class=\"swell-sim-box\">\n  <h3>\u6b8b\u4fa1\u8a2d\u5b9a\u30ed\u30fc\u30f3 vs \u73fe\u91d1\u4e00\u62ec\uff0b\u6295\u8cc7\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n\n  <label>\u8eca\u4e21\u4fa1\u683c\uff08\u4e07\u5186\uff09<\/label>\n  <input id=\"price\" type=\"number\" value=\"350\">\n\n  <label>\u982d\u91d1\uff08\u4e07\u5186\uff09<\/label>\n  <input id=\"down\" type=\"number\" value=\"50\">\n\n  <label>\u30ed\u30fc\u30f3\u91d1\u5229\uff08\uff05\uff09<\/label>\n  <input id=\"rate\" type=\"number\" value=\"3.9\" step=\"0.1\">\n\n  <label>\u30ed\u30fc\u30f3\u671f\u9593\uff08\u5e74\uff09<\/label>\n  <input id=\"years\" type=\"number\" value=\"3\">\n\n  <label>\u6b8b\u4fa1\u7387\uff08\uff05\uff09<\/label>\n  <input id=\"residual\" type=\"number\" value=\"40\" step=\"1\">\n\n  <label>\u60f3\u5b9a\u3059\u308b\u6295\u8cc7\u5229\u56de\u308a\uff08\uff05 \/ \u5e74\uff09<\/label>\n  <input id=\"invRate\" type=\"number\" value=\"5\" step=\"0.1\">\n  <div class=\"swell-sim-note\">\n    \u203b\u300c\u73fe\u91d1\u4e00\u62ec\u3067\u6255\u308f\u305a\u306b\u540c\u3058\u91d1\u984d\u3092\u6295\u8cc7\u306b\u56de\u3057\u305f\u5834\u5408\u300d\u306e\u5897\u52a0\u5206\u3082\u6bd4\u8f03\u3057\u307e\u3059\u3002\n  <\/div>\n\n  <button class=\"swell-btn\" id=\"calcBtn\">\u8a08\u7b97\u3059\u308b<\/button>\n\n  <div id=\"result\"><\/div>\n<\/div>\n\n<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n  document.getElementById(\"calcBtn\").addEventListener(\"click\", function() {\n\n    const price = Number(document.getElementById('price').value) * 10000;\n    const down = Number(document.getElementById('down').value) * 10000;\n    const rate = Number(document.getElementById('rate').value) \/ 100;\n    const years = Number(document.getElementById('years').value);\n    const residualRate = Number(document.getElementById('residual').value) \/ 100;\n    const invRate = Number(document.getElementById('invRate').value) \/ 100;\n\n    const loanAmount = price - down;\n    const residualValue = price * residualRate;\n    const financedAmount = loanAmount - residualValue;\n\n    const months = years * 12;\n    const monthlyRate = rate \/ 12;\n\n    const monthlyPayment = financedAmount * (monthlyRate * Math.pow(1 + monthlyRate, months)) \/\n                           (Math.pow(1 + monthlyRate, months) - 1);\n\n    const totalLoanCost = monthlyPayment * months + down + residualValue;\n    const cashCost = price;\n    const diff = totalLoanCost - cashCost;\n\n    \/\/ \u4e07\u5186\u8868\u793a\n    const toMan = (yen) => (yen \/ 10000).toFixed(1);\n\n    \/\/ \u6295\u8cc7\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\n    const investFuture = price * Math.pow(1 + invRate, years);\n    const investGain = investFuture - price;\n\n    \/\/ \u6700\u7d42\u7684\u306a\u640d\u5f97\n    const finalBenefit = investGain - diff;\n\n    document.getElementById('result').innerHTML = `\n      <strong>\u6708\u3005\u306e\u652f\u6255\u3044\uff1a<\/strong>${toMan(monthlyPayment)} \u4e07\u5186<br>\n      <strong>\u6b8b\u4fa1\u8a2d\u5b9a\u30ed\u30fc\u30f3\u7dcf\u984d\uff1a<\/strong>${toMan(totalLoanCost)} \u4e07\u5186<br>\n      <strong>\u73fe\u91d1\u4e00\u62ec\uff1a<\/strong>${toMan(cashCost)} \u4e07\u5186<br>\n      <strong style=\"color:${diff > 0 ? 'red' : 'green'};\">\n        \u5dee\u984d\uff1a${toMan(diff)} \u4e07\u5186\uff08${diff > 0 ? '\u30ed\u30fc\u30f3\u306e\u65b9\u304c\u9ad8\u3044' : '\u4e00\u62ec\u306e\u65b9\u304c\u9ad8\u3044'}\uff09\n      <\/strong>\n\n      <br><br>\n      <strong>\u3082\u3057 ${toMan(price)} \u4e07\u5186\u3092\u5e74\u5229 ${(invRate*100).toFixed(1)}\uff05\u3067 ${years} \u5e74\u6295\u8cc7\u3057\u305f\u5834\u5408\uff1a<\/strong><br>\n      \u5c06\u6765\u306e\u8a55\u4fa1\u984d\uff1a\u7d04 ${toMan(investFuture)} \u4e07\u5186<br>\n      \u5897\u52a0\u5206\uff08\u5229\u76ca\u30a4\u30e1\u30fc\u30b8\uff09\uff1a\u7d04 ${toMan(investGain)} \u4e07\u5186\n\n      <br><br>\n      <strong>\u6700\u7d42\u7684\u306a\u640d\u5f97\uff08\u6295\u8cc7\u306e\u5897\u52a0\u5206 \u2212 \u30ed\u30fc\u30f3\u5dee\u984d\uff09\uff1a<\/strong>\n      <span style=\"color:${finalBenefit > 0 ? 'green' : 'red'};\">\n        ${toMan(finalBenefit)} \u4e07\u5186\uff08${finalBenefit > 0 ? '\u6295\u8cc7\uff0b\u30ed\u30fc\u30f3\u306e\u65b9\u304c\u5f97' : '\u73fe\u91d1\u4e00\u62ec\u306e\u65b9\u304c\u5f97'}\uff09\n      <\/span>\n\n      <br><br>\n      <span style=\"font-size:13px; color:#666;\">\n        \u203b \u6295\u8cc7\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u3042\u304f\u307e\u3067\u5358\u7d14\u5316\u3057\u305f\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002\n      <\/span>\n    `;\n  });\n});\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>\u8eca\u306e\u8cfc\u5165\u65b9\u6cd5\u306f\u3001\u7dcf\u652f\u6255\u984d\u306b\u5927\u304d\u306a\u5dee\u304c\u51fa\u307e\u3059\u3002\u7279\u306b\u30ed\u30fc\u30c9\u30b9\u30bf\u30fc\u306e\u3088\u3046\u306a\u30b9\u30dd\u30fc\u30c4\u30ab\u30fc\u306f\u3001\u91d1\u5229\u3084\u6b8b\u4fa1\u7387\u306b\u3088\u3063\u3066\u652f\u6255\u3044\u7dcf\u984d\u304c\u5927\u304d\u304f\u5909\u308f\u308b\u3053\u3068\u3082\u3002 \u3055\u3089\u306b\u3001\u73fe\u91d1\u4e00\u62ec\u3067\u6255\u308f\u305a\u306b\u201c\u6295\u8cc7\u306b\u56de\u3057\u305f\u5834\u5408\u201d\u3001\u305d\u306e\u304a\u91d1\u304c\u3069\u308c\u3060\u3051\u5897\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":114,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"swell_btn_cv_data":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-82","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-roadstar"],"acf":[],"_links":{"self":[{"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/posts\/82","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=82"}],"version-history":[{"count":5,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/posts\/82\/revisions"}],"predecessor-version":[{"id":90,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/posts\/82\/revisions\/90"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=\/wp\/v2\/media\/114"}],"wp:attachment":[{"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=82"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=82"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ehime-saijo-gas.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}